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Hire Purchase

Hire Purchase (HP) is a finance agreement where you hire the car for a set period of time by paying fixed monthly payments. Then at the end of the agreement you have the option to become the legal owner by paying an Option to Purchase Fee.


Your fixed monthly payments will be based on how much you want to borrow and the length of your agreement, which is usually between 1 and 5 years.During this time you are the registered keeper of the car and responsible for insurance, road tax and maintenance.Anytime during or at the end of your agreement, you have the option to pay the balance in full, including an Option to Purchase fee, and become the legal owner of the vehicle.

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